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Baccarat

Baccarat is a relatively basic and easy card game where players make bets and watch the action unfold. Unlike Blackjack, players do not have to make decisions during the course of play, but only before the hand is dealt. Players can take bets on the house, themselves, or for a tie.

The object of the game is to bet for the entity with cards that have a point total closest to 9. Point totals are calculated accordingly:

aces count: 1

cards 2 through 9: face value

10's and face cards count as 0.

It's important to note, however, that if you`re dealt a 9 and a 7, for example, the total is not 16, but rather 6. If you receive a 3 and an 8, the total is not 11, but rather 1. In other words, it's impossible to have a combination of cards totaling more than 9.

The dealer deals 4 cards, 2 for the house and 2 for the player. If the point total of either or both sides is 8 or 9, it's called `a natural` and no more cards are issued. If the point total of both sides is the same, of course, it's a tie. The only complication in the game is when the house or the player's points, following the initial two cards, don't add up to a natural, or when there is no tie. In this case, one additional card will be dealt according to specific rules as laid out below.

If the player's initial hand adds up to 6 or greater, he must stand and will not receive additional cards. For 5 or less, the player will be dealt an additional card. If the house hand, meanwhile, adds up to 7 or more, the house must stand. If the house total adds up to 0, 1 or 2, the house must take an additional card.

If the house hand totals 3, and the player's third card is anything other than an 8 (the player always receives his cards before the house), the house will hit. If the house hand totals 4, and the player's third card is anything other than 1, 8, 9, or 0, the house will hit. If the house hand totals 5, and the player is dealt a 4, 5, 6, or 7, the house will hit. And if the house hand totals 6, and the player's third card is 6 or 7, the house will hit.

Payoffs in Baccarat are very straightforward and easy to grasp. If you bet on a winning player's hand, you`ll be paid at 1 to 1. If you bet on a winning house hand, the payout is also 1 to 1. If you bet on a tie, the payoff is 8 to 1. Online tables generally have a minimum bet of $1 and a maximum bet of $250.

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