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Blackjack

So you're arrive at the casino and you're interested in trying out blackjack for the first time. As you approach the table - there are usually loads on the main floor or, if you're playing online, you'll see the appropriate logo/button right away - you'll notice that there is one dealer and, generally speaking, around 1 to 5 players seated in front of him/her. Before the dealer begins dealing, players set their bets down on the table. Depending on the table at which you're playing, these can range from a $1 minimum to a $500 maximum. Don't worry though - minimum and maximum bets are generally very clearly indicated at the table.

Players can make bets with any of the chip denominations available. Once all of the participants have placed their bets and selected the `Deal' option, the game is then underway. After it has begun, it is not possible to change bets. However, players are able to increase the amount of their bet by choosing options such as double down, splits, or insurance.

Basics

Each player competes one-on-one with the dealer. The goal is to have a hand which totals 21, or beats the dealer's hand by coming as close to 21 as possible without going over, or "busting." If your first two cards are an ace and a ten, that's a `blackjack` or "a natural" 21 and this will pay 1.5 times the original bet. This, in fact, always beats a hand that totals 21 by adding the values of more than the first two cards.

A face card is counted as 10 while cards from 2-10 are counted at their face value, and an ace can be counted as either 1 or 11. A "hard hand" is a hand that does not contain an ace or contains an ace that can only be counted as 1 so as not to bust. A dealer's ace always counts as 11.

Each player receives 2 cards and the aim is to reach the number 21 with your cards, or to be closer to 21 than the dealer, who of course is also a playing. Players can receive as many cards as they wish (this is achieved by "hitting"), or they can choose to "stand" and receive no more cards. When a tie occurs between the player and the dealer, the hand becomes a "push" and the player keeps his bet. Generally speaking, dealers are required to hit when they have 16 or less, and will stop when they have 17 or more.

During the course of play, aside from deciding whether to 'hit' or 'stand', players have other choices to make during particular situations. This includes:

'Doubling down' - Players may double your bet during a game, but only after they've been dealt two cards. If you choose to double down at that point, you receive one more card and one more card only. You cannot hit again after deciding to double down.

Split - splitting offers the choice of breaking one hand of cards into two. It provideds the chance to win (or lose) twice in the same game. Aces exempt, any pair of cards can be split into two hands. This will result in a second bet equal to the first, and also allow you to play both hands on an individual basis. Once you have split your hand into two, you may take as many hits on each hand as you want. If a pair of aces is dealt to you, you can only get a "normal" 21.

Insurance - if the deal shows an ace, you can opt to "insure yourself", in the case that the dealer has a 10 or a face card concealed. If indeed the dealer's card is a 10 or a face card, you get your insurance bet back, and get paid at 2-1 odds. However, if the dealer has a card that's not a 10 or a face card, you lose your insurance bet.

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